There has never been a tool that has provided such a vast array of resources to build your financial skills and guide you through the home financing process as the Web. Listed below are some key websites to assist you in building your knowledge of personal finance as well as how to get yourself into position to buy a home. A special thanks to the NAR who provided these links;
Basic Finance
- Learn the basics of personal finance at the U.S. government’s MyMoney.gov.
- Study basic finance at your own pace with free, Web-based lessons from the FDIC’s Money Smart program.
- Build better credit with guidance from Freddie Mac’s CreditSmart® program.
- Practice making good financial decisions at Credit-Power, an animated Web site with characters and real-world scenarios
- Learn about the Fair Credit Reporting Act and Your Credit History (PDF 344KB)
Home Financing
- Read the Nine Steps of Home Ownership as explained by the U.S. Department of Housing and Urban Development.
- NeighborWorks® Homebuying Guide
- Looking for the Best Mortgage? Shopping for a home loan or mortgage will help you to get the best financing deal. (Federal Reserve Board)
Traditional Mortgages: Understanding Your Options (PDF: 271Kb)
This brochure explains that traditional fixed-rate mortgages and adjustable-rate mortgages (ARMs) continue to be excellent options for most consumers.
Produced jointly by NAR and the Center for Responsible Lending.
Learn About FHA Mortgages (PDF: 456Kb)
This brochure outlines the changes to FHA, how to qualify for an FHA mortgage, and other resources available from FHA, HUD, and NAR.
Produced by NAR, the FHA, and the U.S. Department of Housing and Urban Development.
How to Avoid Forclosures and Keep Your Home (PDF: 1.7Mb)
This brochure will help you understand your options and give you tips on how to avoid losing your home–regardless of what kind of mortgage you have. Text-only version available (PDF 71Kb)
If you are looking to purchase a home in the Greater Athens area, please feel free to use this link to Search the Athens MLS! While on the Georgia MLS you can search for homes, create a User account to save favorite property searches, email property searches to friends and family, or request more information!
