10% off at Lowe’s; If you are Buying, Selling, or keeping things looking good around Home, I can help!

hankbailey — Thu, 23 Oct 2008 20:34:00 +0000

Anyone want 10% off at Lowe’s? Email me some brief information such as your name, email address, and snail mail address and I will get you 10% off your next purchase. This is a service that I am a member of which is provided by Lowe’s Home Improvement. If you need an excuse, motivation, or a reason to buy that new tool, pumpkin, or upcoming Christmas tree purchase, yes it is really that close, I can help!

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Why the Fall may be a Good Time for Home Buyers

hankbailey — Tue, 09 Sep 2008 22:12:00 +0000

This fall could be a particularly great time for first-time or buyers out of the market who would like to own a home again.

Why you might ask?

Prices are probably as low as they are going to go as the market stabilizes, There is an assumption out there in the market that prices are probably as low as they are going to be until we have true market stabilization which translates to the nationalization of Freddie and Fannie.

The FHA allows a minimum down payments that will rise to 3.5 percent as of Oct. 1 , 2008, giving would-be buyers incentive to get into their lenders and start locking rates today! The Federal Housing Administration recently also boosted its loan limits to $729,750 in expensive areas. It’s going to take some of that back come Jan. 1, 2009, when the loan limit will shrink to $625,500. If you are looking at high end properties this should speak loudly to you in particular.

The newly popular tax credit or “tax loan” as it should be termed will save $7,500 off a first-time buyer’s purchase. This applies to those buyers who have not owned a home for three years as well. Read my previous blog post regarding “When a Tax Credit is really a Loan” for more detail regarding this feature.

Athens Georgia Homes, Athens Real Estate, Athens GA Properties » athens home buyers

10% off at Lowe’s; If you are Buying, Selling, or keeping things looking good around Home, I can help!

Why the Fall may be a Good Time for Home Buyers